RFLogo

Life is unexpected.
Let us help!

It’s time to
take control of your
monthly expenses!

  • checkmark Pre-qualify with no impact to your credit score
  • checkmark Option to apply and close online*
  • checkmark Secured personal loans up to $25,000*
Get Started Online!

* Not all consumers are eligible to apply online. Secured loan options are available exclusively in-branch and will have additional collateral and insurance requirements. Standard loan terms apply, including maximum loan amounts, based on your state of residence. Not all consumers will qualify.

Trusted Lender since 1952

customers

370K+

Active Customers

rating

4.9/5

Average Customer Rating ^

cash

$4B+

Loaned Since 2015

branch

280+

Branch Locations

^ Independent service rating based on 10,000+ verified reviews through Feefo.

Who We Are

Who We Are

Founded in 1952, Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, and has assisted its customers in meeting their personal finance goals for more than 70 years. With branch offices located within Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. Republic Finance is proud to serve more than 350,000 customers in over 250 communities throughout the United States.

Get Started Online!

For typical applicants, loan offers feature quotes for loans with terms of 12 to 60 months. As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (“APR”) and a 60-month term, your payments would be $226.47 per month. This example is based on an average customer with good credit. APRs will not exceed 35.99%. Loan terms (e.g., rates, origination fees and max. loan amounts) apply based on your state of residence and may vary depending on your creditworthiness. Optional voluntary products are available for purchase with any secured loan extended, based on qualifying factors. Not all consumers will qualify. Additionally, not all consumers will be eligible to apply for an online unsecured loan through Republic Finance’s website. Secured loan applications and closings must be completed with a branch employee, and not on our website. Secured loans will have collateral and insurance requirements. The purchase of any required insurance from Republic Finance is optional. Auto-secured loans require a first lien on a vehicle that is titled in your name, and which has valid insurance. Current customers: some current customers may not be eligible for a loan refinance. All refinance applications and closings must be completed with a branch employee, and not on our website.